Let me start we have two English Bulldogs. And they can get pretty expensive when it comes to vet bills. I am there so much me and everybody there are on first name basis. But is nice getting something back from the insurance co. It helps for the next time we need to go to the vet. So far we have had good luck with ASPCA Ins. so far. They are very easy to deal with. And having them there six days a week also helps if you have any questions.And the customer service people are so nice as they can relate because they all are pet people. And there is nothing better than people that understand what you are going through.