Petplan is awesome! My 11 month old lab had some intermittent lameness in her rear leg and they have covered the expense, minus my co pay, to treat, diagnose and examine. After a couple months of worry, I finally had good news from the orthopedic surgeon consultation today. She says that Bella is Orthopedically fine!! She can resume regular exercise and play after being restricted for several weeks. PetPlan even covers her Glucosamine supplements, the turn around time on paying claims is quick. I am so happy to have found such a caring Insurance group for my Bella.