I reviewed a lot of insurance companies and also talked to my friends about which insurance to choose. Finally I choose Healthy Paws and I am so glad that I did this. My dog Zaza has a very serious skin problem. Many trips to the dermatologist vet at UC Davis where needed. Healthy Paws handle my claims very promptly and in addition it is very pleasant to deal with them.This insurance is just great and I recommend it to all of my friends.