I'm not one to give praise often but ASPCA Pet Insurance was a wonderful experience. Absolutely no surprises. Everything was paid for as expected and quicker than even my own health insurance provider. It was just a nice surprise to have a company to what they say that they do without any delays, or questions. Just provided the doctor's bills, FAX'd them, and within a week I got a detailed explanations and checks for each of the claims that I submitted.
I strongly recommend this insurance to every one as well as I'll never go without for as long as I have a pet. My cat required surgery for a mammary gland issue which ran close to $1,000. I would have had the surgery regardless of having insurance but it sure is nice to be able to change a major event into a less painful one.