Several months ago our year old pup had to be rushed to the emergency vet for abdominal pain issues. She was kept overnight, placed on IV's and had to have a handful of xrays. It all added up pretty fast, as you can imagine. Thankfully, the bloat eventually went down, her food passed thru, and she was feeling good enough to come home and fully recover. We submitted our claim with PetPlan and were reimbursed as promised. What a huge relief to know that we can count on her insurance when we need it!! We highly recommend PetPlan!