I have 2 greyhounds that play hard and love running. Recently one received a dog bite from another dog. I went to the vet, of course it was on a Sunday, he had some stitches and is fine. The bill totaled $545. Today I found out that Pets Best Insurance is sending me $410 (my bill minus 10% and my $100 deductible). Best Pets offers an accident only insurance for a few dollars a month. What a deal and what a company. I recommend without hesitation.