My beloved Kaci had to have a growth removed from her tummy and x-rays for a reverse sneeze type cough. The x-rays came back suspicious and we were referred to the U of I Vet Clinic for follow-up. I was terrified something bad was going on. Thanks to Embrace Insurance, it took all of 1 second to say set it up. Cost did not enter into the decision to get my Kaci check out. That was because of Embrace. Embrace reps told me to only worry about Kaci. It turned out she got a clean bill of health. Filing the claims associated with this was easy and the checks were in my hands within two weeks. Embrace covered over 3/4 of her charges but the peace of mind is priceless. They are the best.