Sadie, six year old lab, was diagnosed with partially torn ACL. We arranged for surgery with an excellent specialist.I submitted the estimate of expenses,and was told ASPCA would cover 80%. The vet said her minenscus had also been torn and a piece of cartilage had detached. Poor pup had been in such pain. Her surgery has resulted in her complete recovery after her physical therapy with us. So great to not have to worry about insurance coverage while we were so worried about her well being. We greatly appreciate your reliable timely service. Thank you.