When we first brought home our little Shih Tzu puppy I though it would be a good idea to get some pet insurance. Several of our pet-owning friends were unfortunate enough to be faced with large, unexpected vet bills and yy wife and I had both just recovered from serious illnesses. I selected Healthy Paws based on the reviews I had read. Recently Ming required surgery to remove a rock he had eaten which had become lodged in his duodenum. Not only did Healthy Paws pay our claims quickly and in full, they also seemed genuinely interested in our little dog's recovery. A fair price and superb customer service. What more could you ask for!