Buddy is an active 12 year old Lab. We've had ASPCA Insurance for several years for him and glad that we invested in the insurance. The latest debacle that ASPCA helped out on was a javelina attack while we were in AZ. Buddy escaped from our grasp to catch up with a large javelina, which gored him badly. Not only was it terrifying that we might have lost our family member, but the costs for his surgery could have been astroniomical without the coverage. The insurance helped us a lot. And it is really a piece of mind to know that if something like this happens or if Buddy is very ill, we have ASPCA on our side. The investment is well worth it for us.