My dog was diagnosed with addison's disease. This plan saves us a lot of money every month when wehave to do monthly injections and electrolyte checks. We don't pay for office visits, and everything is discounted. All vaccines covered and a yearly dental is included. I know i got my moneys worth out of this plan. I can't get pet insurance for my dog because of his preexisting condition, so this is the next best thing. Our bill shows us the breakdown of how much we have saved this year, so far it shows $1200-- granted our dog needs services most other dogs dont need. Some vets there are better than others, but that is like most vet clinics. I do wish that Banfield would also participate in Pet assure, but oh well.