I have two young dogs insured with PetFirst for over one year. I have never filed a claim on either dog as they are both healthy with no issues. I received an email today that my rate for my 2 year old Sheltie was increasing from 32.26/month to 118.24/month. In another email on the same day my other dog, a two year old Border Collie mix, rate was increased from 33./month to 82.12/month. Why? I have no clue whatsoever!! Needless to say I am canceling the insurance I have never used and wasted my money on. On my Sheltie, that is a rate increase of almost 400%. With no claim being filed ever. BEWARE!!!!