My lab was vomiting was vomiting when we returned home on Mother's Day.She proceeded to get worse. We brought her to Cornell Vet where they observed her for two days. It is an excellent facility and they were 99% sure she had a blockage . After opening her up they found a partial vertebrae of a dead animal lodged in her intestine. The claim was sent directly from the vet to Petplan and we received reimbursement within a month. Most of the vets at Cornell have Petplan insurance as well. I highly recommend them and only wish I had insurance through them when she ate corn on the cob and had to have the same surgery!