My decision to purchase pet insurance for my dogs was an easy one. I never wanted to be in a position where money would be the reason I could not do any more for my dogs. I researched many pet insurance companies before choosing Trupanion. They offered the best of what I was looking for....Unlimited coverage for one huge benefit. One of my dogs has congenital hip dysplasia. I put a claim in and initially it took between 2 - 3 weeks. Once they received all the information from all the vets that had seen my dog everything went rather quickly. They accepted the initial claim and every single monthly claim for medication. My dog will be on this medication for life. I am so thankful for Trupanion for covering this very expensive medication. I hope I will not have to use Trupanion for anything else. However, it does bring peace of mind knowing my dogs are covered and money won't stand in the way of their medical treatment.