So glad we decided to try pet insurance after having large vet bills with other dogs. Our 10 month Bernese developed elbow problems and we elected to have arthroscopic surgey. The insurance covered all three visits for this illness. My intial visit to primary vet ($185), the consulation with Orthpedic ($100) and the actual process ($3100) were all covered less the deductible and coinsurance. Great company to deal with. They even appologized twice becuase it took them a few weeks to pay my claim. I had money before my credit card bill for the surgery arrived.
Bernese Mountain Dog