Our 13 month old golden retriever, Sherman, had an accident with a ball bat when he tried to catch the ball before it was hit into the yard for him to chase. He broke booth upper canine teeth and one additional tooth. A pulpotomy was performed on all three teeth to try to save the teeth and roots. And then all three teeth were capped. It was quite extensive. When I first checked the coverage for the incident, I thought that it would cover about half of the expenses...I was VERY surprised when I got my refund check and it covered all but ~$150 of the ~$1,800 total (vet and dentist)! I have been asking around and recommending your insurance to my other pet owning friends and co-workers. I also have the convenience of having the payments pay-roll deducted.