I purchased pet insurance when my dogs were about 2 years old. I chose the Critical Care option just in case I ever had a major issue, accident, or disease with either of my dogs. I am now 10+ years down the road and Trupanion is helping me have piece of mind as I walk through a Cancer diagnosis and treatments with my youngest lab. All the years of people making fun of me for paying for Pet Insurance of all things has given me a huge return on investment, not only by the financial coverage of each chemo treament and radiation therapy, but taking the financial aspect out of the emotional decision making process you have to walk through when you find yourself in a sitauiton like this. I appreciate Trupanion and the fatc that they have state side call centers and people who are willign to walk me through any questions or concerns I have about a claim. Best money I could ever spend!