We got a rescue dog in Dec 2013. When we went for our first wellness visit blood work found that she had beginnings of kidney disease. We had no idea when we got the dog that she had any medical conditions. We really believe that insurance companies should give a little leeway to folks who take in pets and save animals. They of course would not cover any vet visits, tests or meds as the claim it is a pre-existing condition. We are only trying to save our dog. Paying for insurance that won't cover anything because they relate it all to pre- existing.