To state the obvious, it is really tough as pet parents to figure out what is wrong with your pet. Smart as they are, they still can't talk to us! Our Sealyham has a problem that has been stumping the vets; they all know there is a problem but identifying it has proven difficult even for the experts. Right now he is undergoing physical therapy and seeing a neurologist. He seems better right now and we have our fingers and toes crossed that whatever it is, it is on its way out! Embrace has been right there with us, and I am so grateful that before we bought pet insurance, we did some research and found Embrace. You can bet that I tell everyone at the vet clinics about Embrace. I have also told individual pet owners that their best bet for pet insurance is the company who will tell you up front what they cover.