When I first got my dog (Kujo - Rottweiler) as a puppy I had heard about dog insurance and knew this was something worth investing in. I turned to Banfield as my primary vet and they sold me on their "Pet Insurance". At the age of 2 my dog started having seizures and we came to find out that the "insurance" would only give us 10% off the medications but not cover any tests to see what is causing the seizures nor would it cover a visit to a neurologist.
After learning about the minimal amount that our plan covered, I decided to ditch that and find a new vet as well.
While raising Kujo I had read some books about Rotties and all the health problems that may occur in larger dogs - also the costs involved.
So I started researching ACTUAL pet insurance plans and I came across Healthy paws. I read some reviews and decided to try it out.
After we had signed up we took Kujo to the park to let run around with other dogs and hurt his leg.
Not sure what was wrong we took him to the vet and got X-rays (covered by Healthy Paws - wouldn't have been with Banfield) and found out he tore his Cruciate Ligament.
The surgery costed me just under $4000 which they covered just over $3000.
I would not have been able to do this without them
If you have a pet or are thinking of getting one Healthy Paws is a must have for you.
I recommend this to everyone I talk to