We adopted our 6 yr old Bichon Frise from a Rescue Group and he was AKC registered. When I transferred the certificate over, I received a 30 day trial for pet insurance and took it. I renewed it at the end and very glad I did. Three months later while running in the yard, Clark yelped. I thought he had pulled a muscle. He was very quiet the rest of the day and by the middle of the night woke me up panting. When I took him to get some water, I put him on the ground and he could not get up and walk. I brought him directly to the emergency vet where it was diagnosed that he ruptured a disk in his back and had to have an emergency Hemilaminectomy. It took 2 1/2 weeks before he could walk. I wrote up the claim and sent it in and was very relieved that most of the bill was covered. Unfortunately, three years later it happened again, this time it was two disks. And once again, PetPartners came through. We love this little guy to bits and happy that we could help him through this.