I've had Embrace for a little over a year now. Our dog was vomiting, feeling very sick and was diagnosed with Pancreatitis. I am pleased with how Embrace responded to our claims. After meeting our deductible, we were reimbursed the amount due to us promptly. I really like having the peace of mind knowing I've got Embrace there to help us provide the best care for our dog we can when the unexpected happens. He is part of the family and it is great to be able to focus on what's best for his health care. I definitely recommend Embrace and will definitely continue to have dog insurance for my pets in the future too. I strongly recommend that you carefully choose pet insurance and read the fine print before making a commitment. I am very happy with my choice.