Insurance covered over half of my bill

Out of 10

My 15 month old golden retriever ate a homemade marshmallow Christmas ornament (pins and all). The total bill was about $1,200. and the insurance covered more than half of it. I was happy although wonder why vet physical examinations (2) for this was not covered by policy.. It is hard to diagnose without examining a dog and second vet could not put dog under anaesthesia without a physical exam.

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Swallowed foreign objects
Claim Amount
Over $1000

Golden Retriever

Age of Pet
1 - 8

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