I just want to write this quick review, because I feel it SO important for others to hear about the experiences we have had. We have had Pet Insurance for about 7 years now and have been with PetPlan for about 5 of those years. I am telling you what, this Company is amazing. We have 3 Australian Shepherds and have had several claims over the years and not a SINGLE one has ever been denied. From lapoma removals, to a strange virus our youngest got which put him in the hospital for 5 days and cost almost $2000. They pay in a VERY timely manner, and have the best people working for them. Every single person I have ever spoke with has been helpful and very kind. We wouldn't go without insurance on our babies and we wouldn't insure them with any one other than PetPlan...We have referred at least 3-4 others and they too are all very pleased..