There are many choices in pet health insurance carriers. After researching coverages, exclusions, and reviews of many carriers I chose Healthy Paws. I have 3 dogs on their plan and have been very happy with the coverage and claims processing over the past 2 years. When my puppy broke her leg they paid the claims for her emergency care and the orthopedic surgery repair quickly and to the level of coverage I expected. I recommend Healthy Paws to all my friends.