Healthy Paws is excellent! I cannot imagine not having this care/service for my cat. I was referred by a co-worker and am thrilled that I secured a policy on my sweet little rescue cat. Healthy Paws is so quick to process any of her claims and they also have the nicest customer service of ANY company I can recall! I wish Healthy Paws had insurance for people too! I cannot say enough wonderful things about Healthy Paws- they have been excellent since day 1!