We found a Boxer puppy (approx 9 mths) on the streets the week before Christmas. Because he had such a great disposition, and was already house, crate and manner trained, we decided to not put him in a shelter in fear that the owner would not find him. We kept him at our house and we listed him as "found" on Craigslist, veterianian websites (in the area), on veteriniarn facebook pages and through our local trainers. We hoped the owner was out of town for the holidays, and would come home and find him.
Two weeks after New Years, we had no hits or interest. By then, we couldn't put him in a shelter (he had become the "brother" to our 3 female dogs), so he became ours. We purchased pet insurance immediately through PetPlan (I had done my research, plus worked for a 4 veteriniarn facility).
Two weeks later, his pelvis began to swell. We all (Drs included) assumed he had just pulled something becuase he was so active and never showed any pain, limping, etc. When he was x-rayed (to our surpise) he had a 5 inch pin in his leg which was trying to push its way out. No one would have ever guessed he had had a broken leg at some time (est was he was about 4 mths old ). We had to remove the pin immediately.
When I filed the claim PetPlan would not cover the procedure because it was there prior to us finding him. I had the doctors write letters, resent all medical notes from the day he was found to the day of the procedure and appealled the decision. Still the claim