I had my two dogs on this plan for 11 years, and it was not worth it. Every time you go in you get a different doctor who is right out of med school really inexperienced. They missed the diagnosis for my dog, I wen tot a regular vet who told me what the problem was right away. Besides that if you animal has any serious issues they will send you to a vet hospital. Just wait till you try to cancel. Save your money and go to your local vet.