For some reason my review didn't post when I first submitted it, so I'm trying again.
Last month my dog tore her ACL, resulting in surgery and both physical therapy and hydrotherapy, which are still ongoing. She's been insured with Healthy Paws since she was two years old (she's five-and-a-half now), and I can't even begin to describe the peace of mind that brought me when I needed it most. It was so wonderful, at a time when I was in shock and worried about my girl's future, to be able to tell my vet "Whatever she needs, do it."
My claims have been paid with incredible promptness, and they even e-mailed me after her surgery to ask how she was doing. I've raved about them so much that my vet's office has now begun recommending Healthy Paws to their clients after seeing problems with so many other insurers. Any future dogs I ever own will be Healthy Paws dogs.