My 2 year old dog began vomiting and had runny diarrhea. After several hours I took him to an emergency vet hospital. They suspected he might have a blockage. X-rays were taken and it was determined he did not have a blockage but was severely dehydrated. He spent a day there and recovered within a couple of days. I submitted my claim and was reimbursed in a timely manner. Very happy I have the insurance. The only problem was with the way the vet wrote his report - I was required to get additional information.