My Shih-Tzu Pebbles needed an eyelid tumor removed ($1300). Without Pet Plan I couldn't think of having this surgery done. I knew it would be covered and that the reimbursement would apply to the credit card I used. I never worry about anything medical when it comes to her because of Pet Plan. It was the best purchase I ever made.
I wish that my other dog would have been covered by Pet Plan. She was covered by ASPCA. My Shih-Tzu, Holly, jumped and hurt her back. Her visit to the emergency room was covered (this was July) follow up with therapy cost me over $2500. When I submitted the claim (my policy renewed that August-never missed a payment) they were rejected because it was a pre-existing condition, even though the plan was never changed. I cancelled immediately. If I would have had Pet Plan I wouldn't have a huge credit card bill to pay off!!! Go with the best-Pet Plan!