I've had Healthy Paws insurance on Kaiya, my Shiba Inu, since she was two years old, and she's now five and a half. She had a tooth pulled shortly after we enrolled, and she's now in the process of rehabbing from a torn ACL. Healthy Paws has been awesome from start to finish. Not only do they cover her physical therapy and hydrotherapy on top of the surgery, they reimburse me in days, keep me apprised of my claim status in the interim and even check in to see how Kaiya's doing. I can't tell you how wonderful it felt when I met with my vet after her injury to be able to say "Whatever she needs, do it," knowing she was covered. I was beyond strssed about her health, and it was such a relief to know I could get her the care she needed without also stressing about money. Any dog I own from now on will be a Healthy Paws dog.