Without a doubt, EMBRACE is the best insurance around. I've had dogs my whole life. My previous dog was an English Mastiff and all that was really available 15+ years ago was VPI. When I finally decided to get another dog I knew I had to look into insurance companies. I also knew there were now many more insurance companies than VPI. I was very dissatisfied with many aspects of VPI and knew I would not use them again. I did a thorough research of all the companies and EMBRACE consistently came up as being the best in all aspects.
I've only had my puppy for a little over 2 mths so all she has needed so far, thank goodness, has been routine/wellness care. EMBRACE reimbursed me almost immediately, via direct deposit into my checking account, the exact amount I paid to the vet. In less than 2 mths she will be getting spayed and microchipped. I know I will be reimbursed and be given the same extraordinary service as I have for my routine care.