Recently my dog (a 4-1/2 lb. poodle) came down with Pancreatitis. I went from my neighborhood vet to the Animal Medical Center in New York for treatment. He was hospitalized and very sick. Needless to say, I racked up enormous bills. Well, thanks to great vet care, he is now doing much better. I am writing this review to all dog owners out there. When you get a new dog, get PetPlan. I was very happy with the reimbursement for my pet and would recommend this plan to everyone and anyone. It is the best. You never know when something terrible might happen and it is a relief to know that when it does, you have this great insurance plan to take care of you.