We bought insurance through Embrace when our puppy was a few months old. By the time she was seven months old she had developed OCD lesions in her ankles and needed surgery. Of course not that easy to diagnose. But Embrace was that easy to deal with. Every phone call was a nice experience. Very good customer service. All claims were processed fast and refunded money was paid back fast. If looking for pet insurance we are always telling people to go to Embrace.
American Staffordshire Terrier