We've never had pet insurance before but when we got our goldendoodle puppy we decided that it might be a good idea. We researched all of the different options and chose to go with Healthy Paws pet insurance because we liked all the different options, you get to choose your deductible and your reinbersment percentage. Our goldendoodle is now about 11 months old and had his first emergency on July 23, 2013. Of course it was after our regular vets hours, so he had to go to the emergency vet. Realizing that he was definitely sick and also knowing that we had pet insurance made us not even hesitate for a second to take him in to emergency. We knew that his care would be expensive but we also knew that the majority of his care would be reimbursed to us.
Turns out he ate some mushrooms that were in the yard they treated him and he came home to us the very next day, thank goodness. We faxed over a copy of the emergency vet bill to healthy paws, our reimbursement check was in the mail to us July 31. I think that is an amazing turn around time!
I think Healthy paws pet insurance is one of the smartest things we've done with our new puppy, the minimal amount that you pay every month is well worth it when you have an emergency! Healthy Paws pet insurance was amazing to deal with I can't say enough good things about them!