For anyone that is interested in a pet especially a pure breed I cannot stress how important for you to at least consider getting some sort of illness or accident insurance. Our beloved 11 year old bully passed away almost 3 years ago now and was insured by PetSecure since he was a pup (back then it was known as Petplan). We bought the one without life time limitations. It really gives you a peace of mind to let the vet know that "don't worry about costs, just do whatever you can to help my pet" attitude. We had claims of $2000, $4000 and even $6000 paid during several emergencies in his lifetime. We never had a problem with any of our claims as they were always paid within a few weeks. As with regular car insurance it's not to help pay for all the little claims, but when you need it's there to use.Should we ever get another dog again in the future, we would not hesistate to use them again.