I can't say enough good things about Healthy Paws Insurance. Every claim that has been submitted to them has been looked at within 24 hours and I have had a check in my hand within a week or two at the most. The staff at Healthy Paws is incredible. After each surgery, they have checked in with me to see how my dog is doing. They care so much about the animals that are insured through them. If you don't have insurance for your dog yet, you should. It has been such a help for me when determining if I could afford to have the surgery my dog so needed. Between my vet and healthy paws, my dog is taken really care of. I love these guys!!!! I have recommended healthy paws to all my dog owner friends and every one has bought insurance from them.