I got embrace for my cat Arwen a few months ago as I wanted to have it just in case so I wouldn't have to worry anymore. Lucky thing I did! My cat has had a bunch of tummy problems over the last few months and Embrace has helped me every step of the way. My vets office accepted Embrace so I got to keep my same vet. The claims process is so simple and if you ever have any questions they are more than willing to help you out if you call, everyone is so nice and helpful! They are usually very timely with the process as well. Without it I probably wouldn't have been able to get care for my cat who is the love of my life and I just want her to be healthy. I couldn't be more happy that I found out about Embrace and will be keeping it for all of my pets in the future.