Our goofy, 18-month old labradoodle, Wilbur, jumped our fence and was hit by a car. He had extensive injuries and required speciality care at a trauma center. His hind leg had to be amputated and he was in the pet hospital for a week. Fortunately, we had insurance that covered 80% of the almost 10K bill. During the crisis, we made decisions based on his health and quality of life--since we had the insurance, we thankfully never had to make decisions based on the cost of his care. Our reimbursement check came from Healthy Paws before our credit card statement! Easy claim to file. Our tri-pawd is doing amazing and we look forward to many years of love and fun with him!