I learned of PetsBest insurance several years ago thru my employer. I could not find a company to insure my 11 year old dog . PetsBest had no age limit. In the 3 years I had this insurance I only had about 4 claims - the last one being for the problem that led to the euthanization of my dog. PetsBest not only covered over 80% of a sizable claim -they refunded half of the premium payment I had made for the month in which my dog was euthanized. My experience with PetsBest has been outstanding - their claims process is extremely fast and efficient, they are a great company to deal with , and even sent a sympathy card on the passing of my dog. A great company !!!