We decided to get pet insurance when our healthy malamute was around 8 years old. We went with Pets Best, recommended by a friend, and we're glad we did. They were great through his senior years, and during the last months of his cancer treatment. They even paid back $ for cremation costs. I have nothing but great things to say about this company, we're insuring our two new dogs with them now that our mal passed away, and I especially want to thank Bryn, who is perhaps the most helpful, and kind, insurance agent on planet earth!! Thank you! We'll be clients for the next many decades!