About a year after purchasing VPI pet insurance our Cat (Bali) suddenly stopped eating and got very sick. We took her to the Vet and they suggested we do an exploratory surgery since x-rays they had taken showed some abnormalities. It turns out Bali had ingested a foreign body and also had a mass growing on her intestines that needed to be removed. We submitted the claim and had received a reimbursement for the majority of our expenses within a few weeks. That''s phenomenal service! Needless to say, the surgery and follow-up care would have been very financially burdensome if we hadn't had this insurance. Thank you VPI.