Our little Jax, a 13 month old cairn got soo sick Easter Sunday. He started vomiting with diahrea and shaking non stop. I tried to hold out a few hours but i started to worry about dehydration. Good thing we went to the ER Hospital. Poor baby just had a bad tummy, but they gave him fluids and anti everything else. What a bill! But Trupanion came through! 90% reimbursement of the bill (minus deductable and office visit). Just like they say. If you are looking for a good company, pick Trupanion!