I have had ASPCA pet insurance for a few years now. Originally I had no insurance and my dog had to have CCL repair surgery which is a very expensive surgery. After that expense I decided that the cost of insuring all my pets was well worth it. Since getting coverage one of my dogs was diagnosed with Addison's disease. My other dog has Hypothyroidism. Without ASPCA insurance coverage I may have had to euthanize the dog with Addison's because it is very expensive to diagnose and her ongoing meds, lab work, etc are very expensive. Due to ASPCA's coverage she has been able to live a normal life. I am grateful to ASPCA for offering the coverage.