I can't say enough good things about Healthy Paws Pet Insurance. Here's the back story. My wife and I got a siberian kitten about a year and half ago. Our little guy was super healthy with no issues what so ever. In talking to a buddy who got a puppy around the same time the topic of pet insurance came up. I did a little bit of research and wasn't sure if we really needed insurance since form what we heard cats don't have as many health problems as dogs and siberians are a very healthy breed. So i put getting insurance on the back burner. Well back in January we noticed our little guy managed to rip out a claw. We took him to the vet and sure enough it was infected. They did an xray, cleaned it up and prescribed some antibiotics. The vet bill for that visit set me back about $600. Since our little guy is super active and the chances of him tearing out a claw again I decided to resume my search for a pet insurance plan.
I came across an article written by a vet on the topic of Pet insurance and one line really struck a chord with me. It basically said you should get pet insurance to help in the event your pet requires medical attention that results in a large bill that you wouldn't be able to pay out of pocket. Now when a vets comes to you and says your pet needs this and that and it will cost this much, you don't want to be in a position to say I can't afford that and have to let your pet be put to sleep. Especially if your pet is young and it's treatable.
Okay so in m