I highly recommend Healthy Paws as they "get it." They deliver exactly what they promise, and they treat you in a way every customer should be treated. #1: They advise you via email every step of the way. #2: They are quick. #3: They are in the service business and act like it because they cared and emailed their concern that my pet was recovering okay from her injury. I also recommend pet insurance because it's one less worry in life. I don't mind the small amount charged to my credit card each month knowing that if there is an accident or injury, I don't have to stress about the bill. I want to spend all my care and concern on my pet!