I insured my cat last year and I am so glad I did. They have been timely on claims and very helpful. They are very upfront with what their policies cover and don't cover. A lot of people that have issues are not reading their policy very carefully. I thought my policy rates were going to increase a lot since i have used them for all my cats inhalers which are expensive and it only went up 0.63 a month so I know they don't increase your rates based on the number of claims filed. I will recommend them to everyone and I will always insure all my future pets with them.