I've had Healthy Paws for about 3 years on both of my cats, and the premium is reasonable and fits my limited budget.
I filed a claim about 15 months ago when my male kitty Enzo had to have emergency bladder surgery. Healthy Paws reviewed his claim, his medical history and paid on the claim within a week.
Enzo had to have a similar but more extensive surgery two weeks ago and spent a week in the emergency hospital. I filed my claim with Healthy Paws on Feb. 8th and received a response that afternoon that Healthy Paws would be sending me a check for 90% of the total bill less deductible -- the check arrived on Friday!
Everyone at Healthy Paws has been supportive, knowledgeable and, most of all, kind. They really do care about my animals. I always get a follow-up e-mail and/or phone call, and a quick response to any question. I am so thankful that I have Healthy Paws Pet Insurance and I cannot say enough good things about them. I recommend they absolutely to everyone who loves their animals.