Getting health insurance for my dog was one of the best decisions I made. My claims are paid quickly and without hassle. I have to say that the service I get with Healthy Paws for my dog is better than the service I get from my own health insurance company. I usually get reimbursed for my claim within a week after filing it. They've even covered acupuncture for my dog after she had Bell's palsy. I highly recommend Healthy Paws.